Is my son even covered under our car insurance?

Is my son even covered under our car insurance?

My 21 year old son not only is no longer in college he also got married 3 months ago. I have not canceled him from our multi-car policy, I guess just so he will have car insurance (liability, required in our state), but I know he was supposed to be removed when he got married, as he is no longer in our household. I also would like to remove him so I can benefit from a lower premium. He keeps saying he can't afford it, so I keep paying the bill each month, that includes his car on it. I guess I am asking if he got into an accident would the insurance even be good, as he isn't even living in our house and he's married. I may have wasted my money these last 3 months anyway, but don't want him to get caught with what appears to be uninsured, without a valid insurance card in the glove box.

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So last Friday I got in an accident, I hit a curb going to fast around the round about and it screwed up below my car. This was all my fault and no one else's. No cops were ...show more

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They say that now, insurance companies can no longer deny insurance to people with pre -existing conditions. So what was HIPAA passed in 1996 for? This law states that insurance companies CAN NOT deny people with pre -existing conditions. The only change I see is it gets rid of the 12 month exclusion period. I had two aunts with lupus, both lived in California and had insurance, until they moved to Texas. If they could have kept their insurance, they would have, but for some odd reason liberals are against insurance across state lines. They had no problem finding insurance, they just had to be out of pocket for 12 months. HIPAA also states that if you can go six months without any medical visits, advice/procedures, insurance companies are not allowed to look further than that and must not apply the exclusion period. So did the Affordable Care Act really stop insurance companies from denying coverage for pre existing conditions, or was it ALREADY a law? http://www.dol.gov/ebsa/faqs/faq_consumer_hipaa.html

Motorcycle insurance quote - Progressive?

I only need insurance on my bike for like a week and progressive only gives me the option to either pay the full 12 month cost ($255) up front now OR 2 payments a year which is $135 up front right now. Im not paying $135 when im only going to be riding it for a week...?

Adding someone to insurance?

If my insurance started on jan 2009-2010 and I add another person in few months will the insurance card still say form jan 2009 or will it be the date I added the person?

First Car help - cars with cheap insurance?!?

I have been looking around at cars for ages now as i can start learning to drive in about 4 months. But as you know, when you first learn to drive insurance prices are a joke, my parents will pay for my first car and insurance but they are kinda stingey when it comes to insure so only wanna spend around 1.8k per year, but they dont mind buying me like a 4k car, they wanted to get me the new ford KA but i just don't really like it, I know i sound ungrateful but i'm just seeing what other options i have as im gonna be stuck with it for a good few years. I also quite like old cars like like MG MGB's, i also like the new fiat 500 but these are a little over my price range, please suggest some nice cars :( with cheap car insurance!! (so probably around 1L engines)

How much does car insurance cost for 18 year olds?

would it be cheaper if I combined it with my dad's insurance plan? abput how much would it cost then?

How much would car insurance be for me? (teen)?

I'm 16. Driving a Honda Accord 2001, with 130,000 miles. I live in the state of Delaware. I'm a male, with about. 3.0 average in school. If you had to guesstimate , how much do you think my insurance would be?

How to save more money as a teen, for a car and motorcycle?

I'm about to turn 16, and would like to save up for a reliable, cheap (2k-4.5k), good-looking, car. It has to be American, or anything other than Honda, Subaru, Toyota, Lexus, Hyundai, etc. cause dad works for GM. I am paying for the car on my own, most likely, but maybe I can convince parents to pay 1k or so. Money is tight right now in my family. Dad got demoted last year during GM's bankruptcy, and may get a promotion in spring. My Mom is opening a restaurant this year, which is going to cost a lot. I got a job in November at a brand new Kroger grocery store, where I get minimum wage and cannot work over 16 hours per week because I'm only 15. I have saved a little over 1.2k in the bank. I also have invested $500 of my own money this year into stocks, which are up a little. This might sound dumb to some, but I have dreamed of buying a motorcycle. I want a Kawasaki Ninja 650R. AND YES, I KNOW INSURANCE COSTS MONEY, (FOR CAR AND MOTORCYCLE) I'M NOT AN IDIOT. I also need to plan on how to save for that. Any tips, help, and info would be great! Thanks so much.

What kind of cars are good for teens insurance wise?

I know it depends on where I live and many other variables but I'd like to know in general what gets the best rates. I'm looking at a 1993 chevrolet s10 5speed with a 4.3l v6 right now but I don't know how the insurance would be on it yet. I'm 18 years old in Canada and I've been driving for 2 years total (1 year g1/permit 1 year g2 class license) and now I'm about to go for my full g license. What should I be looking for? import/domestic? engine size? number of cylinders? cars or light trucks? size of engine in relation to size of car? I thought I might get some relief on the s10 since it's domestic, manual (less people want to steal?), I can make some extra money at work, and since only 3 people can fit (originally a 2 seater) less people would be injured in an accident? I don't know, what do you think i should be looking for?

Do you have to have car insurance to drive a motorbike or a car?

hi there i was wondering do i have to have car insurance to drive a motorbike or a car ? oh and how much do you think they would charch a 19 year old guy oh and do i pay weekly or monthly or yearly ?

I bought a car with no tax road and no mot and no insurance.?

hi there. iam one of the unlucky driver in london , i have bought car from acution few days a ago and i was driving it from biritsh car acution to garage where my mechanic can have look at it. i was in my way to garage and some one carshed in my car, police where there and i asked for my info and i give it to them, i have said everything as i am saying it to u guys. i just bought car didnt have time for insurance and mot and tax road im in my way to mot station where i can get one, and they toke my info and drive off. as i have been moved from my perviuos address i didnt got any letter from them which i meant to be in court, now i have other letter which shows i have to be in court by 27 march, i just wana know, what will happen and im i gona get any points and how much fine?? is there any prison for it ,, please help me is so important ,this matter is playing with my life at the moment ?

What is the cheapest way to get the Good Student Discount on my car insurance?

I am 19 and graduated from high school. I was wondering if there is a very cheap way to be considered a student , and get a 3.0 and above GPA to qualify for the discount. It would be saving me over $700 a year. Thanks in advance

Car insurance question.?

My boyfriend and I are in the process of buying a car, it is going to be in his name only. We obviously have to get insurance on the car and he doesn't have a car at the moment so only has a non-owners policy. We have to show proof of full coverage. When we go get the insurance are we supposed to tell them it needs to be on the car we are buying? What info about the car do we need? Also he has a not so good driving record, can he list me as the primary driver if my name is not on the car? And if so, will that make insurance a little cheaper?

What CAR Should A First Driver GET ? Also What Company For The Insurance To Be The Cheapest ?

Passed My Driving Test 2 Days Ago ! I am 22 ! what car should i get that is cheap on insurance too ? Please give me the names and for the insurance companies :)) Thanku

Ballpark figure on motorcycle insurance?

First please don't tell me to call my insurance agency, that's why I'm on here. I just want an estimate I'm 17, male, it's a 1999 cbr600f4, I don't want full coverage, just liability, I am on excelsior high honor roll at school, I took the msf course, I have had my moorcycle license for a year now, I live in upstate new york. And would be riding leisurely. Any guesses? How much do u pay, how old are you etc. Thanks!

What would my insurance be around?

how much money a month would my insurance be around for a 17 year old with drivers ed course and been insurance for 7months the car I want is a 1984 cutlass and just say the car is worth 1500 and please no stupid answers

Can my dad by a motorcycle and put it under his insurance for me to drive?

ok im conused about this whole thing i know for a 16 year old motorcycle insurance is crazy. So how would this work my dads been driving all his life(Harley-Davidson) and his insurance is cheap, now for me its gonna be alot of money so can he buy the bike and put it under his name then i just drive it so then it wont be so much $ on me? can this work or is that illegal for me to be driving someone elses bike? is there anyway like i stated above to make my insurance cheaper if this doesnt work?

Insurance for a 350z on Parents plan?

Hey there so when i turn 18, im buying a 2003 nissan 350z with my own money. Right now im 17 and have been driving an old civic for almost the past 2 years and have never gotten in an accident or ticket (not that that lowers the insurance at all) and have the good student discount. so i followed the rule of thumb to buying a car thats okay to beat up when you first start driving. anyways, ive been looking for a lot of answers to my question, but all of the people asking it seem to be paying for theyre own insurance. Im on my parents plan, and when i buy the car its going to be put under my dads name (he is 52 and is a teacher btw if that matters). Both my parents are extremely responsible drivers, so im assuming their insurance rate wont be as high as if the car was in my name. the one issue with this car is how much insurance is going to be exactly. I looked for a quote on progressive, and im almost positive it cant be right. when i typed in the insurance cost for my 2003 civic with me paying it myself, it was only like $10 cheaper per month than a 350z, which like i said seems somewhat off. anyways, does anyone that went through buying a sports car when they were 18 with kinda the same thing have any answers for me? or even if you just know insurance well i just want to know. My parents would be okay with insurance going up some, but not astronomically high (like people were saying a couple thousand a year). ive asked them if they can talk to our agent (we are insured with PEMCO), but they keep saying theyll do it later. anyways, sorry for the long question. but any answers would help! Thanks!

For my first car I'm thinking about getting a 1983 Mazda RX-7 but what is the cost of insurance?

I really need to now because I found one cheap....please I need help!

In Ca, If you had insurance on a car that was repossessed , do u still have to pay for the whole premium?

Or what happens? How can you, or do you cancel it ? This is about the state of California.

Driving without insurance?

I got pulled over for driving someone else's car in the wrong lane. He had his insurance in the glove box, but all i had was my license. I got my license less than a month ago, but dont have any insurance of my own. i got a ticket for improper lane and have to go to court. Is there a grace period for insurance or am i completely and utterly screwed? I live in Illinois btw

Car insurance does it realy go up?

if your cars red does your car insurance price go up and if its a two door sports car does it go up?

What is the best but affordable health insurance w/h low deductibles anyone knows about?

What is the best but affordable health insurance w/h low deductibles anyone knows about?

Is insure.com legit?

I was wondering if the site insure.com is legit and If they have good rates

Is my son even covered under our car insurance?

My 21 year old son not only is no longer in college he also got married 3 months ago. I have not canceled him from our multi-car policy, I guess just so he will have car insurance (liability, required in our state), but I know he was supposed to be removed when he got married, as he is no longer in our household. I also would like to remove him so I can benefit from a lower premium. He keeps saying he can't afford it, so I keep paying the bill each month, that includes his car on it. I guess I am asking if he got into an accident would the insurance even be good, as he isn't even living in our house and he's married. I may have wasted my money these last 3 months anyway, but don't want him to get caught with what appears to be uninsured, without a valid insurance card in the glove box.

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